– About –
Cash & Fixed Interest Investments
Cash and Fixed Interest products are often referred to as ‘income producing’ investments. They also offer the potential for capital growth. We offer clients access to various cash and fixed interest investment products.
Who should invest in Cash and Fixed Interest Products?
Cash and fixed interest products can be a good investment vehicles for:
The investor more concerned about capital preservation and security than investment return.
Investor seeking liquidity
An investor requiring quick and easy disposal to cash. SMSFs require some access to cash for payment of professional fees like audit fees.
Investor seeking seamless transaction settlement
A cash management account allows for the ease of payment for a plethora of investment products.
How can Cash and Fixed Interest Investments build your wealth?
Cash and Fixed Interest products are popular investment products for the following reasons:
In times of extended market volatility fixed interest and cash products can provide a strong stabilising influence in a portfolio.
Surety of return
Term deposits provide a fixed return on a fixed date. Low capital risk in most products.
Cash and Fixed Interest Products | Our services
We offer a number of services related to cash and fixed interest products which include:
Access to highly competitive cash management trusts
For ease of transaction settlement and competitive rates. Have your dividends credited directly into your CMT.
Advice and priority allocations
Of listed debt and hybrid investments.
Access to highly competitive term deposits
Guaranteeing a fixed return on a fixed date.
Products & Services available
Tailored portfolio construction
We specialise in building income focused portfolios for our clients. We can recommend cash and fixed interest investments to compliment your overall portfolio and investment strategy.
Cash Management Accounts
We offer a range of at-call cash facilities paying attractive interest rates. Our preferred products provide you with direct bank deposits in your name with some of Australia’s best known banks, all with “at-call” convenience, which means you can readily access your money.
These accounts can be linked directly to your share trading account to facilitate settlement. You can also elect to have your dividend and interest payments credited directly to the account and set-up regular payments from the account if required.
There are a number of preferred providers of cash management accounts that we use at iInvest:
To enquire about earning more on your cash deposits, contact us to obtain more information, or an application for a new CMA.
We have formed relationships with many of Australia’s leading banks to allow our client’s access to the best available term deposit rates. Funds placed on a term deposit, can be swept from your “at-call” account and invested for the set term at an interest rate that best suits your needs.
Through our industry relationships, iInvest Securities can often obtain clients a better term deposit rate, than rates offered over the counter at the major banks.
Listed Debt and Hybrid Investments
Commonly referred to as hybrids, convertibles or preference shares, these securities combine features of both equity and debt investments.
As an active participant in the Australian listed fixed interest securities market, the iInvest team can offer you expert advice on current listed debt and hybrid securities, as well as providing advice and priority allocations to a range of new investment opportunities from some of Australia’s largest banks and industrial companies.
Listed debt and hybrid investments deliver high levels of income, paid regularly at either a fixed or floating rate of interest, with some also offering the advantage of franking credits. Your adviser can build a tailored income portfolio for you, taking into account your specific financial objectives, needs and risk profile.
Types of Listed Debt & Hybrid Investments are:
- Debt Securities
- Senior Unsecured Debt
- Subordinated Debt
- Preference Shares
- Reset Preference Shares
- Convertible Preference Shares
- Step-up Preference Shares
- Other Security Types
- Income Securities
- Convertible Notes
Contact the iInvest office to enquire about our current recommendations.